Issue: October/November 2019

Saving & Paying Cash for a Car Is the Prudent Way to Purchase

Car loans are ubiquitous in the United States. According to Experian, a credit-reporting agency, about 45% of new cars and a little more than half of used cars purchased in the second quarter of 2018 were financed with loans. But car loans can be detrimental to one’s finances, so avoiding them and paying cash is the wiser choice if you can swing it.

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